# SME

## [How the right coverage can shield Canadian SMEs from trade turbulence](https://www.insurancebusinessmag.com/ca/news/sme/how-the-right-coverage-can-shield-canadian-smes-from-trade-turbulence-576353.aspx)

Brokers are now being pushed to bring trade credit, political risk and supply chain coverage into the SME mainstream

Josh Recamara May 24, 2026

### [SMEs chasing lower premiums may be exposing themselves to bigger losses](https://www.insurancebusinessmag.com/ca/news/sme/smes-chasing-lower-premiums-may-be-exposing-themselves-to-bigger-losses-573784.aspx)

TD Insurance’s Tang Trang says SMEs often trade protection for savings, leaving businesses exposed to costly gaps when claims hit

### [SMEs aren’t the problem in cyber uptake – the market is, says CFC cyber chief](https://www.insurancebusinessmag.com/ca/news/cyber/smes-arent-the-problem-in-cyber-uptake--the-market-is-says-cfc-cyber-chief-573453.aspx)

Maher estimates that only 10–15% of Canadian companies get standalone cyber cover, compared with 30–40% in the US

### [Zensurance issues small business grants](https://www.insurancebusinessmag.com/ca/news/sme/zensurance-issues-small-business-grants-569737.aspx)

The latest grant reflects a snapshot of emerging exposures that P&C carriers and brokers must capture

### [Canadian SMEs still flying under the insurance radar in 2026](https://www.insurancebusinessmag.com/ca/news/sme/canadian-smes-still-flying-under-the-insurance-radar-in-2026-569173.aspx)

TD Insurance's Tang Trang says many small businesses lack proper coverage, which leaves them exposed to costly claims

### [Human error is the biggest cyber threat facing Canadian SMEs, says expert](https://www.insurancebusinessmag.com/ca/news/cyber/human-error-is-the-biggest-cyber-threat-facing-canadian-smes-says-expert-569056.aspx)

BOXX’s Jonathan Weekes says SMEs face rising cyber risk as human error, limited resources, and time pressures leave businesses increasingly vulnerable

### [Canadian SMEs face benefits squeeze as health costs surge](https://www.insurancebusinessmag.com/ca/news/group-benefits/canadian-smes-face-benefits-squeeze-as-health-costs-surge-568673.aspx)

Beneva's Sunil Hirjee says SMEs can manage rising benefit costs by reviewing claims quarterly and focusing on prevention, virtual care, and smarter plan design

### [“Uninsurable” outages? Rural Ontario businesses push for backup‑power funding](https://www.insurancebusinessmag.com/ca/news/sme/uninsurable-outages-rural-ontario-businesses-push-for-backuppower-funding-568618.aspx)

Local leaders are hoping a provincial grant or cost-share scheme will be implemented

### [Credit stress concentrates in Canada’s SME sector as bank delinquencies rise](https://www.insurancebusinessmag.com/ca/news/sme/credit-stress-concentrates-in-canadas-sme-sector-as-bank-delinquencies-rise-568158.aspx)

New data signals shifting risk for lenders and trade credit insurers